Blog - Lockton Affinity Architect and Engineer

Your Guide to Switching Insurance Providers

As your professional liability insurance policy comes up for renewal, it’s natural to wonder if you might be able to get a better deal or access better service. Perhaps you’re reading this blog, but currently have coverage through someone else. As a design professional, switching insurance is particularly daunting. Finding coverage that protects your assets [...]

By | July 15th, 2022|Insurance information|0 Comments

Managing Construction Observation Risks

With nearly every project, architects, engineers and other design professionals have to make decisions about construction observation services. Choices about whether and how often to conduct observations and how to document them can greatly impact the risk of a claim or lawsuit. To better manage the construction observation risks you face, it helps to remember [...]

By | June 16th, 2022|Risk management tips|0 Comments

Reducing the Risk of Unforeseen Conditions

The possibility of unforeseen conditions at a project site can be a major source of stress for architects, engineers and other design professionals. Unfortunately, unforeseen conditions are also a frequent source of professional liability claims. Improperly constructed and outdated structures, materials and structures damaged by weather and wildlife, and the existence of constituents of concern [...]

By | May 26th, 2022|Risk management tips|0 Comments

How Duties to Third Parties Affect Risk

Every day, design professionals face the prospect of being sued for the work they do on a project. Most of the time, these claims are brought by the client or another party directly involved in the project. However, that isn't always the case. In certain circumstances, claims can also be brought against a design professional [...]

By | April 28th, 2022|Risk management tips|0 Comments

12 Low-Cost Ways to Help Prevent Cyber Attacks

One way to mitigate the increased risk of cyber attacks is to look to low-cost and no-cost solutions that can offer an immediate risk management benefit without added expense or complexity. Lockton Affinity Architect and Engineer and CyberLock Defense have prepared this list of 12 low-cost and no-cost ways to help design professionals prevent cyber [...]

By | March 14th, 2022|Risk management tips|0 Comments

What to Know About Insurance Limits

Everything has its limits and insurance is no exception. Architects, engineers and other design professionals must navigate some particularly dangerous risks when it comes to choosing the limits of their professional liability insurance. Without adequate insurance limits, you risk being underinsured, which is a danger not only to yourself, but also to clients and projects. [...]

By | February 24th, 2022|Insurance information|0 Comments

How to Avoid Being Underinsured

For architects, engineers and other design professionals, few things are as dangerous as being uninsured. Mistakes and accidents happen, so insurance is a must. Yet just because you've got insurance doesn't mean you're out of the woods. Being underinsured can be almost as dangerous as being uninsured. Here's what to know and how you can [...]

Beware of Indemnification Clauses

As a design professional, it's important to know exactly what you're agreeing to before you sign on the dotted line. With some contract clauses, you could be tying yourself to broad indemnity obligations far beyond what you intended. Agreeing to the wrong contract clause can not only expose you to excess risk not covered by [...]

By | December 22nd, 2021|Risk management tips|0 Comments

How to Avoid Being Sued – 10 Tips from Lockton Affinity

Everyday, architects, engineers, contractors and other design professionals face the prospect of being sued for the work they do on a project. Being sued is not only impactful financially, it also creates stress and worry that can affect your ability to do your best for other clients and projects. Design professionals get sued not only [...]

By | November 30th, 2021|Risk management tips|0 Comments

Workers’ Compensation Insurance for Architects and Engineers

Worker injuries aren't a typical risk associated with a design firm's office space the way they are for a builder's job site, but accidents at the office can and do occur. Workers' compensation insurance for architects and engineers is an important coverage that protects your business and your workforce from these incidents and ensures compliance [...]

By | October 21st, 2021|Insurance information|0 Comments